Tags: [financial freedom in Singapore, financial freedom principles, financial literacy in singapore, personal finance blog scan, your money or your life]
I was going through the blogstats for fivecentstencents and noted the following most popular posts according the the number of times they were read. I’ve added them to my “Popular Posts” page so that you can also see what other readers of this blog felt was interesting to them.
A recap of the top 5 popular posts.
In number 5, I talk about “What is financial freedom” which is the reason why this blog exists. It’s a concept that my regular readers know but new readers may not be familiar with why this blog was started and continues to be sustained.
The 4th most popular post is not a Panzerian original but rather, a post reproduced with permission from Mr. karangoonie (an experienced investor in Shareinvestor forum). He shares his own personal experiences and insights about what a balanced portfolio entails and his own investment journey. A compelling read because it is from real life experience and not something found in textbooks.
3rd from the top is my series of book reviews on “Your Money or Your Life”, an excellent personal finance book that has challenged me in my own approach towards financial freedom.
Number 2 is “How to win the investment game by not losing your monies“. This post is largely inspired by my reading of Benjamin Graham’s “The Intelligent Investor” and talks about the oft-quoted advice from Warren Buffet, which is NOT TO LOSE MONEY as your number one investment rule.
And the number 1 best read post in my entire fivecentstencents blog is….tada…
“Losing money on 1 month foreign currency fixed deposit“. 
Many bloggers would shy away from revealing their losses. The story for this article is my own simple oversight of comparing apples and oranges. I basically used the per year interest rate but forgot to divide by 12 to derive the per month interest gain vs the foreign exchange variability of placing a 1 mth New Zealand foreign currency fixed deposit and got burned by a sum of S$783.47 (approx. US$571). My own silly mistake is a learning point and hey, perhaps it helps me generate an additional US$1-2 to mitigate my loss. 
Be well and prosper!
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6 Comments to this entry.
Hi panzergrenadier, Human interest stories always captivate me, even though I follow your solid reviews on Your Money or Your Life very closely. Keep on sharing. Best wishes.
Seen This Scene Thats last blog post..Visit Katong Park Singapore: Once-Old Town, Battle Ground, Children’s Playground, Museum Round and More To Be Found
Hi Seen This Scene That
Thanks for your insightful comments. Will add a bit more of human interest stories as I continue my journey towards financial freedom.
Hi panzer,
spooky here, I know you are an accountant by profession right? Can share the life of an accountant. I’m currently a yr 1 accountancy undergrad @ a local U
Thanks
Hi Spooky
Yes, I am a Certified Public Accountant (CPA) non-practising.
Life of an accountant? That will be a long post…
An accounting degree is possibly one of the most practical types of qualification you can obtain partly because the ability to analyse and interpret financial figures can be used in both work and for personal use in investments, equity analysis etc.
The typical life of any starting accountant is to select the options of:
- audit
- accounting
- tax
- others
when you graduate.
The 2 areas audit/tax/accounting will lead you to the CPA once you’ve had 3-5 years of relevant experience.
Some people graduate with a Bachelor of accounting and vow never to do debits/credits again. Others plunge straight in into the 3 paths.
As an accountant, it is relatively easy to find a job if you are not too choosy over pay/benefits because most organisations need an accountant (or two!)
The best way to experience life is to work during your school vacation under attachment or internship. You can get a feel of what accounts/audit/tax is like.
But each person’s career path varies. Mine is also rather unorthodox as I spend 1/3 of my career doing IT audit/security.
Be well and prosper.
Catch me on plurk under panzergrenadier if you want to chat more.
Your post on the losses of FCFD is a good reminder to investors.
Whenever we enter a field which is foreign to us, we have to pay some “tuition fees,” but that is also the only way for us to learn.
Cheers
jeflins last blog post..Singapore Volume Leaders 24/6/08
Hi jeflin
Yup, I count myself lucky that I made a mistake and learnt from it. And in the scheme of things, it’s the price of learning and a bit painful but I remember the lesson for life..hahahah
Be well and prosper.
Panzers last blog post..The Lowest of the Low? - 3 Month Treasury Bills at 0.40% per annum!
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