Snapshot of my allocation for investible net worth.
Haven’t bought/sold anything for the month of April 2012.
May 2012 will be a good month with dividends coming in for SPH, UOB, Sabana REITs.
Be well and prosper.
Investing in Survivor Insurance
One of the more interesting programmes I’ve watched on my iPad recently is National Geographic’s “Doomsday Preppers”. The term “preppers” refers to people with survivalist beliefs, that the end of the world as we know it (TEOTWAWKI) is near due to risks of nuclear war, over-population, collapse of US and global economy, massive earthquake (California), shifts in magnetic poles bringing earthquakes and massive weather changes, flu pandemic, terrorism etc.
These people prepare for the contingency that things fall apart in the societies where we live, with the social fabric torn beyond recognition and where breakdown of society leads to anarchy, chaos and violence.
It is not unthinkable for us in Singapore as we have lived through SARS in 2003, H1N1 pandemic in recent years as well as seen 9-11 terrorism attack in 2001 as well as potential terrorism threats from Jemaah Islamiyah internally. Partly because of these threats, some of my reservist duties in the Singapore Armed Forces involved protecting installations from these risks. Continue reading
Allocation of Investible Net Worth at 4 April 2012
Snapshot of my allocation for investible net worth.
Equities (stocks and shares on SGX): 62%
Fixed Income (Singapore Goverment Securities and Corporate Bonds): 10%
Cash and cash equivalents (CE): 28%
Part of my monthly tracking of how my asset allocation changes.
Key change is in fixed income. Also trying to have less equities since core holdings has been established. Will be selling off marginal holdings if can make some kopi $$$. 
Be well and prosper.
Enjoying Some of the Windfall Harvests
March and April is the time of the year that companies and businesses pay out their bonuses to employees for work done in the previous year.
My organisation pays the bonuses around the end of March and it’s the time of the year where some additional windfall gains are credited into our bank accounts.
What we do with such windfall harvests reflects our approach towards financial freedom. Continue reading
Taking Action Towards Financial Freedom
Those of you who are regular visitors to me blog would have noticed that the frequency of my blog posts are going down. It is part of the evolution of this blog, in that this blog has allowed me to articulate many of my thoughts and frameworks about financial freedom.
The more these ideas get flushed out into the open, the more I start to seize small opportunities here and there to turn time into money.
I also realise that monetization from blogging comes more from content creation and curation and to see my blog as a means to an end rather than an end itself.
Some of these monetization projects needs me to spend spare time to really develop those content that can be monetized in a coherent manner. I’ve explored many of the key themes related to financial freedom, and it has helped me tremendously in growing wiser about taking responsibility and actions towards my journey in financial freedom.
In terms of my work, there are opportunities opening up to play in the space of social enterprise or social business. It is a new area and will take time and effort before meaningful benefits can be reaped. But going forward, I see many opportunities to learn and take action.
So bear with me friends, if my blogging frequency is poor. I realise it is part and parcel of how this blog has evolved even as my own life has evolved.
Be well and prosper.