Five Cents Ten Cents

Financial freedom, one realistic step at a time.

Panzer’s Road Map to Financial Freedom

This entry is part 1 of 2 in the series Journey

I am starting a manga series using Comipo tool based on my ebook “Road Map to Financial Freedom”. I will try to publish about one comics panel a week but if I don’t have much free time, I may post less frequently. Let me know your comments about this method of conveying the principles of financial freedom in manga form. :-)

Be well and prosper.
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»crosslinked«

Wishing all readers a Happy Lunar New Year of the Dragon 2012!


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Wishing everyone a Happy Lunar New Year of the Dragon 2012.

May your journey towards financial freedom be filled with wisdom, patience and success :-)

Be well and prosper.

Starting on a New Slate for Investments 2012


The start of the calendar year brings with it the risks and opportunities as I seek to achieve a return beating inflation for 2012. In 2011, total inflation hovers around the 5.7% figure so if my investible net worth portfolio was to beat this 5.7% figure, I would have to rely on dividend income plus some tactical punts to achieve that returns.

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My net realised returns for 2011 was about 4.7% which barely kept up with total inflation. However, it did beat my internal benchmark of 2 x fixed deposits (12 months banks FD rate) interest rate of 0.4%.

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Beginning 2012 with a Bang!


2012~~HAPPY NEW YEAR~~2012

The 1st of January 2012 started with a bang for me as I was woken to the sound of a car crashing into the road divider/barrier along PIE around 7 something in the morning.

Based on what I could see, there were no serious injuries though the car was severly damaged as it had hit the barrier whilst likely travelling on the extreme right lane. Fortunately, both occupants of the car could walk out of the car without help although the ambulance and police arrived not long after the accident.

What does an early morning traffic accident have to do with financial freedom?

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