Five Cents Ten Cents

Flickr image "These old people were having a nice afternoon too" by Laura Mary

I was looking through my old posts a year back and realise I had written this post about setting goals and targets for fivecentstencents.  The plans for 2009 were interesting. I managed to meet some of the goals, but other fell by the wayside as I continued on my journey towards financial freedom. Continue reading A Different Road Towards Retirement

Flickr image Forest primeval by bibliona

I attended a Thai language workshop that my organisation offers as part of the self-development training that staff can apply for and realised that personal growth comes from trying new things all the time.

Personal growth by itself is rewarding. You feel that you gain mastery over a skill, ability or technique and you are also exposed to a new world, culture and reality that makes your life that little bit more interesting.

In today’s globalised world, personal growth also helps you move nearer to your goal of being financially free because you gain skills and abilities that if matched with the right market who demands it, you can achieve a new source of income or alternative second career that could be your ticket to financial freedom.

Continue reading Personal Growth and Financial Freedom

Flickr image "Alexandra" by Max_Crowe

This post arises from the gentle prodding of La Papillion (aka Bullythebear) on the state of my personal finance and financial freedom blog posts of late. He commented that I seemed to be busy and the frequency of my posts had gone down.

The reasons for me posting less are several. The most obvious one is that some of my spare time is spent looking after my daughter at home as well as handling a couple of admininstrative issues relating to buying my new place.

Another is that I’ve started to think and reflect more about what it means to be financially free and how I’m starting to fundamentally relook at whether investments and a superior rate of return is the way to achieve financial freedom or to build up my income generating skills and abilities to get the maximum salary and bonuses in my career to build up investible capital.

Continue reading Reviewing Your Lens Towards Financial Freedom

Flickr image "beautiful stream" by holl_and

My blog monetisation efforts has been one of my greatest achievements in moving myself towards financial freedom. I started out serious blogging to see if I could establish an income stream that would allow me to quit my day job and to retire without working (as what many of those make money online scams and advertisements promise!) Continue reading Creating Your Own CPF Life Income Stream