I am starting a manga series using Comipo tool based on my ebook “Road Map to Financial Freedom”. I will try to publish about one comics panel a week but if I don’t have much free time, I may post less frequently. Let me know your comments about this method of conveying the principles of financial freedom in manga form.
Wishing all readers a Happy Lunar New Year of the Dragon 2012!
Wishing everyone a Happy Lunar New Year of the Dragon 2012.
May your journey towards financial freedom be filled with wisdom, patience and success
Be well and prosper.
Starting on a New Slate for Investments 2012
The start of the calendar year brings with it the risks and opportunities as I seek to achieve a return beating inflation for 2012. In 2011, total inflation hovers around the 5.7% figure so if my investible net worth portfolio was to beat this 5.7% figure, I would have to rely on dividend income plus some tactical punts to achieve that returns.
My net realised returns for 2011 was about 4.7% which barely kept up with total inflation. However, it did beat my internal benchmark of 2 x fixed deposits (12 months banks FD rate) interest rate of 0.4%.
Beginning 2012 with a Bang!
The 1st of January 2012 started with a bang for me as I was woken to the sound of a car crashing into the road divider/barrier along PIE around 7 something in the morning.
Based on what I could see, there were no serious injuries though the car was severly damaged as it had hit the barrier whilst likely travelling on the extreme right lane. Fortunately, both occupants of the car could walk out of the car without help although the ambulance and police arrived not long after the accident.
What does an early morning traffic accident have to do with financial freedom?
Annual Review 2011

I wrote a post about “Writing Your Life List” back in 2009. It was a useful exercise to put down digitally what I intend to achieve before I pass on from this world.
The original life list consists of the following:
- Travel business class on flight of at least 10 hours for business/pleasure
- Eat black ink squid rice in Korea
- Visit two of the places featured in Japan Hour
- Work for a local non-profit organisation full-time for 1 year at minimal pay
- Become the audit committee chairman of a listed company
- Run the half-marathon successfully and recover from it without injury
- See my daughter living an independent, healthy, happy and productive life
- Obtain a class 2B licence
- Complete a triathlon safely
- Generate $50,000 passive income in 7 years’ time
- Take a train ride from one end of Australia to another
- Be a published author with sales of 20,000 copies of my personal finance book
- Be the champion of table-topics contest for toastmasters at district level
- Speak conversational Japanese
- Improve my mandarin to be able to blog in Mandarin



