Five Cents Ten Cents

Financial freedom, one realistic step at a time.

Not-so-secret Diary of a CPA

This entry is part 1 of 10 in the series Grow Your Means - Career

As part of my blogging activities, I regularly check out the wordpress statistics related to this blog, Five Cents Ten Cents.

One of the interesting search terms that led someone to my blog was “life as an accountant”. This has been floating around the edge of my mind and I thought perhaps it was a way for me to write down my experiences being a CPA or Certified Public Accountant (Non-Practising) in Singapore. Continue reading

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Free Investment Seminar by SGX Academy


For those of you interested in a free educational talk, consider the following offered by SGX Academy.
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29 January 2009 – Join us at this seminar to learn about the investing environment, the products, the risks and how to put them together to create responsible investment plan.

Key themes
- Basics of investing in listed & unlisted securities
- Managing credit, risks & returns
- Responsbile investing & creating a sensible investment plan

Date of seminar: 7 Feb/ 28 Feb / 7 Mar 2009
Time: 1.30 – 6.00pm
Venue: SGX Auditorium, 2 Shenton Way, SGX Centre 1
Free admission

Please register through:
Website: www.sgxacademy.com
Email: register@sgxacademy.com
Tel: 63275438

Limited seats. Registration is on first-come-first-served basis.

Panzer’s Great Lunar New Year Adventure with Five Cents Ten Cents!


The year of the Ox started interestingly for Five Cents Ten Cents! If you have been visiting my blog, you would’ve realised that it was down on 26 January 2009 which happened to be the first day of the Lunar New year! If you were superstitious, you would think that it was an inauspicious start for the blog.

On the contrary, it was an opportunity for me to do something that I had planned, i.e. to change web hosting from 3ix to Pozhub. The reason was that I had been having intermittent issues with 3ix that caused my blog to be affected once in 2-3 months. The last problem was quite serious, so I took the outage to migrate my blog over to Pozhub. Continue reading

Environment, experiences and encounters in financial freedom


Posted: 23 Jan 2009 07:56 PM CST

The path towards financial freedom is known to you. Live within your means (and sometimes expectations), save and invest, grow and protect your means.

How we live out these principles is influenced largely by how we were brought up. How our environment, experiences and encounters with people in the way they earn, spend and save shape our own financial habits that bring us closer or further towards the goal of being financially free. Continue reading