Five Cents Ten Cents

The more I experiment and try out different ways to achieve financial freedom, the more I learn about real concepts of financial management of my own money.
Moving from One Asset Class to Another

As you live within your means, you start to have savings. Most personal finance books advise you to keep some buffer or emergency [...]

We all encounter situations like this now and then in our journey towards financial freedom.
The company of the shares you bought has been acquired by an even larger company. You can now exit at a price that gives you a premium over your average cost, i.e. you will definitely lock in some profits if you [...]

Hong Kong and Singapore.
These two countries are often compared because of similar geopolitical situations, racial compositions, approaches to economic growth and competitors to be the regional (if not world) class financial markets.
However, the recent Lehman mini-bonds fiasco has shown very different regulatory approaches in resolving the losses suffered by investors.
Hong Kong Monetary Authority: 1
Hong Kong’s [...]

I read Minister Gan Kim Yong’s remarks relating to the amendments to CPF Life with incredulity and shock.
The article by the Straits Times “CPFLife payouts for Life” is very misleading as the content of the article focuses on the questions raised by Mdm Halimah Yacob. Her concern is expressed here:
The remark was directed at Madam [...]

I brought my family (spouse + 16 month old daughter) to the Botanic Gardens for a leisurely walk on Sunday afternoon.
It was a relatively inexpensive excursion, just the price of petrol to get there and $0.54 parking fee and some drinks at the basement food court.
The older my daughter gets and the more I can [...]