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	<title>Comments on: Financial freedom by working smart</title>
	<atom:link href="http://fivecentstencents.com/blog/2009/07/01/financial-freedom-by-working-smart/feed/" rel="self" type="application/rss+xml" />
	<link>http://fivecentstencents.com/blog/2009/07/01/financial-freedom-by-working-smart/</link>
	<description>Financial freedom, one realistic step at a time.</description>
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		<title>By: panzer</title>
		<link>http://fivecentstencents.com/blog/2009/07/01/financial-freedom-by-working-smart/comment-page-1/#comment-622</link>
		<dc:creator>panzer</dc:creator>
		<pubDate>Mon, 06 Jul 2009 04:24:14 +0000</pubDate>
		<guid isPermaLink="false">http://fivecentstencents.com/blog/?p=804#comment-622</guid>
		<description>Hi Musicwhiz

You&#039;ve described the issue facing many families in Singapore. If both couple work and no grandparent is available, then the child is brought up by maid or childcare.

Why many find ourselves in this situation is that our sense of what&#039;s a family NEEDS and WANTS are still on the higher side of materialism thus it&#039;s common for many couples to chase material well being and sacrifice family bonding to some extent.

No easy solutions to this and each family needs to consider how to juggle the opposite forces.</description>
		<content:encoded><![CDATA[<p>Hi Musicwhiz</p>
<p>You&#8217;ve described the issue facing many families in Singapore. If both couple work and no grandparent is available, then the child is brought up by maid or childcare.</p>
<p>Why many find ourselves in this situation is that our sense of what&#8217;s a family NEEDS and WANTS are still on the higher side of materialism thus it&#8217;s common for many couples to chase material well being and sacrifice family bonding to some extent.</p>
<p>No easy solutions to this and each family needs to consider how to juggle the opposite forces.</p>
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		<title>By: panzer</title>
		<link>http://fivecentstencents.com/blog/2009/07/01/financial-freedom-by-working-smart/comment-page-1/#comment-621</link>
		<dc:creator>panzer</dc:creator>
		<pubDate>Mon, 06 Jul 2009 04:20:54 +0000</pubDate>
		<guid isPermaLink="false">http://fivecentstencents.com/blog/?p=804#comment-621</guid>
		<description>Thanks Ken!</description>
		<content:encoded><![CDATA[<p>Thanks Ken!</p>
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		<title>By: ken</title>
		<link>http://fivecentstencents.com/blog/2009/07/01/financial-freedom-by-working-smart/comment-page-1/#comment-617</link>
		<dc:creator>ken</dc:creator>
		<pubDate>Sun, 05 Jul 2009 17:28:44 +0000</pubDate>
		<guid isPermaLink="false">http://fivecentstencents.com/blog/?p=804#comment-617</guid>
		<description>great post!</description>
		<content:encoded><![CDATA[<p>great post!</p>
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	<item>
		<title>By: musicwhiz</title>
		<link>http://fivecentstencents.com/blog/2009/07/01/financial-freedom-by-working-smart/comment-page-1/#comment-613</link>
		<dc:creator>musicwhiz</dc:creator>
		<pubDate>Sun, 05 Jul 2009 04:41:01 +0000</pubDate>
		<guid isPermaLink="false">http://fivecentstencents.com/blog/?p=804#comment-613</guid>
		<description>Hmm, I have a flip side to comment on working hard at your career though. I have observed this with people around me - those who work too hard and sacrifice time with family. Even though their salary may be above the median salary earned by the average Singaporean, it is likely that their time spent with their children and loved ones is also considerably less. This brings in the question of how hard one should work at his career at the expense of quality time with loved ones. Time cannot be bought but money can always be earned through other means (some passive !). 

So I guess my take is that one should not just work HARD, but work SMART and invest smartly as well to enjoy a smooth retirement. Of course, saying it is easier than doing it as I am still on that very same journey myself.....</description>
		<content:encoded><![CDATA[<p>Hmm, I have a flip side to comment on working hard at your career though. I have observed this with people around me &#8211; those who work too hard and sacrifice time with family. Even though their salary may be above the median salary earned by the average Singaporean, it is likely that their time spent with their children and loved ones is also considerably less. This brings in the question of how hard one should work at his career at the expense of quality time with loved ones. Time cannot be bought but money can always be earned through other means (some passive !). </p>
<p>So I guess my take is that one should not just work HARD, but work SMART and invest smartly as well to enjoy a smooth retirement. Of course, saying it is easier than doing it as I am still on that very same journey myself&#8230;..</p>
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		<title>By: la papillion</title>
		<link>http://fivecentstencents.com/blog/2009/07/01/financial-freedom-by-working-smart/comment-page-1/#comment-610</link>
		<dc:creator>la papillion</dc:creator>
		<pubDate>Sat, 04 Jul 2009 13:06:05 +0000</pubDate>
		<guid isPermaLink="false">http://fivecentstencents.com/blog/?p=804#comment-610</guid>
		<description>Hi PG,

It&#039;s a great article. I agree that working hard in the career will be the first thing to do to get financial freedom. Saving hard is the next step ;)

How do I work smart in my career? Hmm, for me, I would have to leverage on time. I only have 24 hours a day, roughly 25% is slept away. I need to work like the equivalent of 10 hours of work in 2 hours in order to increase my pay substantially. 

Hope I can achieve that soon!

&lt;abbr&gt;&lt;em&gt;la papillion’s last blog post..&lt;a href=&quot;http://bullythebear.blogspot.com/2009/06/how-to-be-millionaire.html&quot; rel=&quot;nofollow&quot;&gt;How to be a millionaire&lt;/a&gt;&lt;/abbr&gt;&lt;/em&gt;</description>
		<content:encoded><![CDATA[<p>Hi PG,</p>
<p>It&#8217;s a great article. I agree that working hard in the career will be the first thing to do to get financial freedom. Saving hard is the next step <img src='http://fivecentstencents.com/blog/wp-includes/images/smilies/icon_wink.gif' alt=';)' class='wp-smiley' /> </p>
<p>How do I work smart in my career? Hmm, for me, I would have to leverage on time. I only have 24 hours a day, roughly 25% is slept away. I need to work like the equivalent of 10 hours of work in 2 hours in order to increase my pay substantially. </p>
<p>Hope I can achieve that soon!</p>
<p><abbr><em>la papillion’s last blog post..<a href="http://bullythebear.blogspot.com/2009/06/how-to-be-millionaire.html" rel="nofollow">How to be a millionaire</a></em></abbr></p>
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		<title>By: Financial freedom by working smart &#160;&#124;&#160;TheFinance.sg</title>
		<link>http://fivecentstencents.com/blog/2009/07/01/financial-freedom-by-working-smart/comment-page-1/#comment-608</link>
		<dc:creator>Financial freedom by working smart &#160;&#124;&#160;TheFinance.sg</dc:creator>
		<pubDate>Sat, 04 Jul 2009 02:04:55 +0000</pubDate>
		<guid isPermaLink="false">http://fivecentstencents.com/blog/?p=804#comment-608</guid>
		<description>[...] For your hard work to be recognised, you need to work smart. This means getting the people who decide your promotion, bonuses and overall career development to understand what you’ve done for the organisation. It means to network, to get to know people from all levels within the organisation as well as to be able to determine what type of projects and assignments get you climbing the career ladder and not stagnating over time. Read more&#8230; [...]</description>
		<content:encoded><![CDATA[<p>[...] For your hard work to be recognised, you need to work smart. This means getting the people who decide your promotion, bonuses and overall career development to understand what you’ve done for the organisation. It means to network, to get to know people from all levels within the organisation as well as to be able to determine what type of projects and assignments get you climbing the career ladder and not stagnating over time. Read more&#8230; [...]</p>
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