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Panzer’s Financial Position Update


After my recent property transaction, a portion of my liquid assets are now parked into home equity as I had to use proceeds from sale of my existing property plus some savings to fund my new property.
In terms of net worth position, it actually doesn’t change much except that legal fees and property agent commissions [...]

Luck in Financial Freedom


The more I journey towards financial freedom, the more I believe in luck or fate in helping or hindering us towards our goal to be financially free.
Why do I say that?

Childlike Curiosity in Financial Freedom


My own daughter continues to teach me as she grows up how important a child-like curiosity about the world is to becoming financially free.
At two years plus, she has the energy to explore the entire home and to play with all types of objects ranging from common house furniture to her daddy’s old gadgets and [...]

Reductionism: How I Almost Missed the Forest for the Financial Freedom Trees


When I first started out on this journey towards financial freedom, I was focussed on living within your means, saving and investing as well as growing and protecting your means.
These are still the pillars behind my strategy to achieve financial freedom, but I forgot to take into consideration the big picture, the why and reason [...]

Meeting Koh Boon Hwee: My First Annual-General Meeting at DBS


Having started investing in shares since 2003, I finally did what a shareholder is expected to do, that is to attend an annual general meeting and actually vote on the ordinary and special resolutions at the meeting with management and the Board of Directors of the business.
30 April 2010 2.00 P.M. was the Annual General [...]