Five Cents Ten Cents

I’ve just finished reading Seth Godin’s “All Marketers Are Liars” and got some interesting insights about marketing in today’s context.

Huh? Marketing? Has Panzer lost his marbles?

What does marketing have to do with financial freedom?

Read on and let Panzer explain the relevance of “All Marketers Are Liars” to you. Continue reading Your Authentic Story Towards Financial Freedom

Flickr image "The Long and Winding Road" by bbnick42

I have taken a longer road in my journey towards financial freedom. And strangely enough, I feel less burdened that I was at that fork in the road deciding whether to take the shorter path towards financial freedom or to do something that would be out of the question if I were to follow my plans rigidly without thinking about considerations such as family and quality of life.

The decision that I have taken is basically to sell my current place (Executive Condo) and to buy a new older condo at a location closer to town but has good amenities and a relatively quieter environment that my place.

Continue reading Financial Freedom (Deferred)

It has been an exciting year 2009 in terms of my journey towards financial freedom.

Returns for 2009

I have managed to achieve the highest returns on my investible liquid assets mainly in equities  (stocks/shares) since I started tracking my performance in 2003 and was fortunate to be able to ride out some of the recovery in the STI from March 2009 to December 2009.

I also learnt the important lesson of achieving balance in life and to enjoy the journey of financial freedom rather than to be overly fixated by the end result. Continue reading New Beginnings 2010

It’s the end of the year again and time to reflect on what Panzer has achieved (or not) during the last 364 days of 2009 in his journey towards financial freedom.

Living within your means

Ever since Panzer started his Excel expenses worksheet. He has recorded to around 98% accuracy most of his expenditures. His approach has been to take a cash flow approach, i.e. he records when cash goes out rather when expenses are accrued for simplicity sake and also to give a gauge of how much cash (life force) flows in and out of his life. Continue reading Reflections on 31 December 2009

Flickr image "Al Capone’s house in Varadero, Cuba" by Scaturchio

I am currently suffering a bout of upper respiratory track infection and thus went to see the doctor after urging by the Wife. The doctor prescribed me the medicines to treat my symptoms of phlegm and cough and also a dose of anti-biotics to clear up the infection.

The bill for the clinic was $81.70 partly because I went on boxing day evening (Saturday evening) and the doctor prescribed “original” antibiotics. OEM stuff generally works but costs much less.

Other than feeling slightly ripped off, I realised that money is not everything especially when I am hit with bouts of minor illness.

This post is triggered by La Pappillon’s related post “Christmas Day Reflections” that really money is not everything and we use money to transform into experiences.

Continue reading Transforming Money Into Experiences