The key tenet of living within your means is to delay gratification. Spend later if not at all.
What does that mean to your daily living habits?
It means you spend only when you have money. You buy things after you have worn out your existing things. Buy new shoes when your old are worn out or torn. Buy new shirt/dress when your existing one starts getting flayed and holes start appearing. Buy that new handphone long after your old handphone has gone way out of fashion. Continue reading