Five Cents Ten Cents

My blog monetisation efforts has been one of my greatest achievements in moving myself towards financial freedom. I started out serious blogging to see if I could establish an income stream that would allow me to quit my day job and to retire without working (as what many of those make money online scams and [...]

Those of you who are readers of science fiction author Douglas Adams would know that the title of my post is taken from one of his book titles.
It’s a useful title because it can be used for more philosophical posts which touch on many topics and come back to the key theme of my blog, [...]

The ultimate paradox of financial freedom has been revealed to me.
All this while, I’ve been reading, researching and writing about financial freedom. It took a recent episode of moving my net worth from one asset class to another that an epiphany struck me.
What is this ephiphany that Panzer encountered?

The more I experiment and try out different ways to achieve financial freedom, the more I learn about real concepts of financial management of my own money.
Moving from One Asset Class to Another

As you live within your means, you start to have savings. Most personal finance books advise you to keep some buffer or emergency [...]