Five Cents Ten Cents

Financial freedom, one realistic step at a time.

Financial Freedom Lessons from an Egg Sandwich


Flickr image Egg Sandwich by amanky

I am continually amazed at the power of the mind to control our destiny.

I thought for a change that I’d make my own lunches this week as work is getting busier and I wanted to experiment if I could actually make wholesome healthy lunches just using the office microwave and nearby supermarket.

I bought fresh eggs, lettuce, bread, cheese and ham that are perfect ingredients for a typical ham/cheese/lettuce sandwich. My office has a refrigerator so I could store the ingredients but I was thinking how I was going to cook the eggs. Turns out that cracking the egg and  microwaving it in a (micro-wave safe) bowl turns out a decent round shaped dry poached egg that is just the right size for a sandwich.

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Passive vs Active Income: Continuum vs Dichotomy


Flickr image Full Spectrum by mdezemery

Flickr image "Full Spectrum" by mdezemery

It’s coming to the close of the first quarter of the calendar year (or last quarter of the financial year for organisations with their financial year ending on 31 March 2010) and bonus time.

I was fortunate that my efforts in the last 12 months from January to December 2009 were recognised and received a decent bonus from my employer.

Comparing my passive (and semi-active income from capital gains and blogging) against my bonus, I realised that my bonus was still higher.

What are the implications for me in terms of my journey towards financial freedom?

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Creating Your Own CPF Life Income Stream

This entry is part 10 of 11 in the series Blog Monetisation

Flickr image beautiful stream by holl_and

Flickr image "beautiful stream" by holl_and

My blog monetisation efforts has been one of my greatest achievements in moving myself towards financial freedom. I started out serious blogging to see if I could establish an income stream that would allow me to quit my day job and to retire without working (as what many of those make money online scams and advertisements promise!) Continue reading

Life, the Universe and Everything


Flickr image Planet - Jones Valley Urban Farm by Southern Pixel

Flickr image Planet - Jones Valley Urban Farm by Southern Pixel

Those of you who are readers of science fiction author Douglas Adams would know that the title of my post is taken from one of his book titles.

It’s a useful title because it can be used for more philosophical posts which touch on many topics and come back to the key theme of my blog, i.e. achieving financial freedom and the reasons we pursue financial freedom. Continue reading