Five Cents Ten Cents

Financial freedom, one realistic step at a time.

Invest in health: Cycle your way to work


Flickr image Bicycle by Julien Hery

Flickr image "Bicycle" by Julien Hery

I’m quite close to starting my “cycle your way to work” project as my workplace is about 10km away from my home. This is a realistic distance for commuting to work by bicycle.

I’ve decided to embark on this project because I don’t drive to work daily as my spouse uses the car to run errands with my daughter so I decided to look for an alternate and healthy mode of transport. There is a direct bus from my home to the workplace but the bus can take up to 45minutes in the morning to get to my destination.

I’ll be posting more on this development as it is a way to save money and to get exercise at the same time. I value my life so I’ll avoid the roads for most of the journey and make use of park connectors for 60-70% of the journey.

More when I get my gear and start my cycling adventures.

Be well and prosper.

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Now you see it, now you don’t: the transient nature of wealth


Flickr image New York Stock Exchange by Helico

Flickr image "New York Stock Exchange" by Helico

The recent surge in the stock markets arising from the US’s recent rally has helped my equity portfolio bounce up from the submarine depths it once occupied.

In a matter of two short weeks or so, my portfolio has become less negative through no action of mine.

In fact, I left some profits on the table when I exited one of my recent buys UOB at 9.40. I let it go at $11.06 only to see prices run up to $15.00 in less than 1 week! :-( [I know, I know, I should be thankful for the profits..but human beings are greedy, no? ;-) ] Continue reading