Five Cents Ten Cents

Financial freedom, one realistic step at a time.

Lifestyle Design and Retirement


Flickr image Vertical retirement home by rutlo

The more I read about lifestyle design and think about how it applies to retirement, the more I realise that my paradigm on what constitutes retirement has fundamentally changed.

Previously, I used to think like what many of us did, that retirement was an age and it was not to work. But increasingly, my own research and reading of books such as Tim Ferriss’ “The Five Hour Workweek” and thinking about the day-to-day trends we see in Singapore has led me to re-evaluate what it means to retire when I advance another 20 years in life from today.

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Lifestyle Design: Alternative Scenarios for Financial Freedom


Flickr image Country Home April 2008 by Tammy Manet

One of the key premises of being financially free is unconventional thinking.

Just as making money on the stock market sometimes requires being a contrarian to buy when people are selling and to sell when people are buying, achieving financial freedom may require a departure from traditional scenarios of lifestyle choices. Continue reading