Five Cents Ten Cents

I have taken a longer road in my journey towards financial freedom. And strangely enough, I feel less burdened that I was at that fork in the road deciding whether to take the shorter path towards financial freedom or to do something that would be out of the question if I were to follow my [...]

It has been an exciting year 2009 in terms of my journey towards financial freedom.
Returns for 2009
I have managed to achieve the highest returns on my investible liquid assets mainly in equities  (stocks/shares) since I started tracking my performance in 2003 and was fortunate to be able to ride out some of the recovery in [...]

It’s the end of the year again and time to reflect on what Panzer has achieved (or not) during the last 364 days of 2009 in his journey towards financial freedom.
Living within your means
Ever since Panzer started his Excel expenses worksheet. He has recorded to around 98% accuracy most of his expenditures. His approach has [...]

The journey towards financial freedom is a journey towards understanding oneself. In living the principles of living within my means, saving and investing as well as growing and protecting my means, I learn more about myself as I take each tiny step towards the ambitious goal of not having to “work” for a living.
One key [...]