Five Cents Ten Cents

Fortune Favours the Bold: Taking Small Risks

Passive vs Active Income: Continuum vs Dichotomy

Guide to Financial Freedom

Sucker’s Choice in Financial Freedom

Singapore’s Third Casino: Singapore Exchange

I have spent the long weekend shifting from my current place to my new place. It has been a tiring but interesting journey in finding out about managing change in financial freedom.
Changes in life are inevitable. As we progress along this journey towards financial freedom, things change all the time. Our financial situation, our health, [...]

The more I journey towards financial freedom, the more I believe in luck or fate in helping or hindering us towards our goal to be financially free.
Why do I say that?

This Channelnewsasia report “Younger Singaporeans Biggest Debt Defaulters” is cause for concern. The report shares how younger people in their 21-29 age group have a debt default rate of 7.16% versus 3% for all other age groups.
What this means is that more and more younger people are starting to live beyond their means. There are [...]

If you watch enough films such as “Armageddon” or “Deep Impact” that talk about meteorites hitting the earth and wiping out the human race, you will find the term ELE or extinction level event familiar.
It refers to disasters of such epic proportions that an entire species e.g. the dinosaurs, can be wiped out quickly.
Why am [...]