Five Cents Ten Cents

Your journey towards financial freedom is dependent on how well you grow your brain to its fullest potential, so that you empower yourself with its ability to think up of ways to:

Live within your means;
Save and invest;
Grow your means; and
Protect your means

Your brain may stay the same size physically in adulthood, it’s not the same [...]

This entry is part 3 of 9 in the series Grow Your Means – Career

The path towards financial freedom for many of us lies in getting a good (and relevant) education, pursuing a career and living within our means to generate the savings that will fund our future retirements.
Your career would be one of the [...]

[This article was first posted on Five Cents Ten Cents at blogspot on 17 March 2008]
The picture above shows the token of appreciation given by the Singapore Armed Forces to me last year when I completed my 10 years of reservist duty to the State as a Conscript in the Lion City. It comprises a [...]

[This article was first posted on 1 March 2008 on Five Cents Ten Cents on blogspot.]
Have you ever bought a bottle of wine from the supermarket, wine shop or duty-free at Changi Airport?
Do you read the labels on the wine to understand what have you bought?
For many years, I didn’t really read the labels because [...]

[This article was first posted on 11 Feb 2008 at Five Cents Ten Cents.]
You’ve read a couple of books on financial freedom. You’ve browsed through some of my blog posts as well as other personal finance and investment blogs such as thefinance.sg or forums such as Sgfunds. You are ready to embark on this journey [...]